Acquisition tax — SDLT, LTT & LBTT

Model the current banded purchase tax for England & Northern Ireland, Wales or Scotland. The engine uses jurisdiction-specific current bands rather than approximating one regime from another.

Transaction assumptions

Purchase price

Where is the property?

Property type

Buyer / transaction basis

Buyer meets the SDLT non-resident testAdds the current 2 percentage-point residential surcharge. Residency for SDLT has its own statutory test.

Stamp Duty Land Tax (England & Northern Ireland)

Indicative acquisition tax£28,000

Banded / base tax£28,000

Effective rate7.37%

Acquisition tax by band
Band	Rate	Tax
£0 – £125,000	5%	£6,250
£125,000 – £250,000	7%	£8,750
£250,000 – £380,000	10%	£13,000

What the engine has assumed

Rates verified 30 August 2026 against official HMRC, Welsh Revenue Authority and Revenue Scotland publications.
Reliefs, linked transactions, leases, multiple-property rules and unusual ownership structures are not fully modelled. Verify the actual transaction before exchange or completion.

Take £28,000 into the appraisal Verify with the official authority

This is an indicative transaction calculator, not tax or legal advice. The correct treatment can depend on residency, ownership structure, linked transactions, number and use of dwellings, leases, reliefs and mixed-use classification. Verify the actual transaction with HMRC, WRA or Revenue Scotland and your professional adviser before relying on it.